Ralph Waller has been helping individuals, families, and small business owners towards obtaining financial security for 30 years. In 2001, Ralph obtained his security license and began transitioning his business with more focus on retirement income planning. Ralph obtained an Undergraduate in Financial Planning from University of Phoenix in September 2019. Ralph is adequately prepared to handle each individual case with intentional and unique financial advice through his partnerships with attorney's, CPA's, and world class money managers. With all the financial information available at your fingertips, many become frozen in fear, do nothing, or attempt to make emotional decisions. For example, he received a call a couple of years ago from a client who had lost his job and out of fear was considering taking his retirement to pay his house off. Instead of making an emotional decision, Ralph offered a solution that ultimately preserved his retirement funds and gave him a monthly income to pay his house payment until he obtained a new job. Ralph works side-by-side with each client by putting things in perspective and helps people sort through the noise. Give Ralph a call and let him bring clarity and organization to your financial life.